Monday - Friday9AM - 5PM
Saturday9AM - 3PM
Location100 S. Ashley Drive, Suite 600, Tampa FL 33602
Call Us813-540-8411
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit With
The Experts

Your credit is your lifeline to wealth.
GET THE RESULTS YOU NEED TO IMPROVE YOUR CREDIT

Repair Your Credit With
The Experts

Your credit is your lifeline to wealth.
STEP ONE

Personalized Strategy

Every customer's situation is different we build a customized credit strategy to help your reach your goals within the maximum time. This will be completed via the dispute process, removing all negative, outdated, and inaccurate information on all 3 credit bureaus.
STEP TWO

Stay Committed

We will continue to coach you on paying down your high balances and making on-time payments to your creditors. It is critical to refrain from requesting new lines of credit as this will only be counterproductive to what you are trying to achieve.
STEP THREE

Rejoice In Results

We can’t guarantee your results, but we can say is that most of our customers start seeing the best results within 90 days of signing in this step that you will start to feel the weight of having bad credit being lifted off your shoulders. No more worrying about high-interest rates, employment denials, and/or having to leave sky-high deposit amounts.
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of the loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they fall off automatically.
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score to decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
And More!
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
HOW WE CAN HELP YOU

We Help Improve Your Credit Scores
By Removing:

Collections Accounts
When an account becomes seriously past due, the creditor may decide to turn the account over to an internal collection department or to sell the debt to a collection agency. Once an account is sold to a collection agency, the collection account can then be reported as a separate account on your credit report. Collection accounts have a significant negative impact on your credit scores.
Repossessions
Repossession hurts your credit score. In fact, it's one of the worst things that can happen to your credit, making your financial life more difficult for years to come. First, the late payments leading up to the repossession will damage your credit score once they're reported to the credit bureaus. Then, the repossession itself will be listed in the public records section of your credit report.
Charge offs
A charge-off is a debt that a creditor has given up trying to collect on after you’ve missed payments for several months. These can include balances from a credit card, mortgage or other debt you take on. As a last resort, the creditor can decide that the debt is a loss for the company and designate it as “charged off.” But that doesn’t mean you’re off the hook. Even though your account is charged off and the creditor reports it as a loss, you’re still responsible for paying back the debt. And the charge-off can remain on your credit reports for up to seven years from the date your first missed payment was reported.
Late payments
Regardless of the reason, there are several consequences to making late payments, including:
* Late payment fees.
* Interest added to the delinquent payment.
* Possible termination of service or default of the loan.
* The late payment showing up on a credit report.
Payments that are less than 30 days late often do not show up on someone’s credit report, unless they occur frequently. When they do show up, they can remain on that person’s credit report for up to seven years, after which they fall off automatically.
Hard Inquiries
Hard inquiries can be harmful to a borrower’s credit score. Each hard inquiry usually causes a small credit score to decrease for a borrower. Hard inquiries remain on one's credit report for two years. Generally, a high number of hard credit inquiries in a short period of time can be interpreted as an attempt to substantially expand available credit which creates higher risks for a lender.
And More!
Foreclosures, Short Sales, Bankruptcies, Tax Liens, Repossession, Judgments, Personal + More!
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

120 Day Money Back Guarantee if no score improvement. The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.
Our Money Back Guarantee

We Have The Best 100%
Money Back Guarantee

120 Day Money Back Guarantee if no score improvement. The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.
SAVE WITH OUR PRICING PACKAGES

Credit Repair
Made Affordable

Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
Covers 4 months of service.
Fresh Start Program (One Time Fee)
  • Unlimited Disputes
  • Unlimited Deletions
  • 24/7 Client Portal Access
  • Monthly Credit Analysis
  • *Credit Monitoring not included.
Monthly Credit Monitoring
  • Monthly Credit Monitoring
  • 3 Bureau Credit Report
  • Smart Credit Report
  • Score Tracker
  • Money Manager
  • Client Portal
  • 24/7 Client Portal Access
Month-To-Month
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate
  • 24/7 Client Portal Access
  • Monthly Credit Analysis
  • *Credit Monitoring not included.
Couple's Month-To-Month
  • Unlimited Disputes
  • Unlimited Deletions
  • Flat Monthly Rate
  • 24/7 Client Portal Access
  • Monthly Credit Analysis
  • Credit Monitoring not included
IMPROVE YOUR CREDIT SCORE

Searching for a First-Class Credit Repair Company?

Frequently Asked
Questions

Is Credit Repair legal?

Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.

Is Credit Training and Education worth my time and money?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What can I expect when I enroll in Credit Education?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report, which enables us to offer you a flawless, money back guarantee system.

What is your 100% Guarantee?

90 Day Money Back Guarantee if no score improvement. The guarantee is voided by new collection/charge offs/ derogatory items being added to the credit report.

How long will it take to raise my score?

Raising your credit scores doesn’t happen overnight. It is a process that can last up to 6 months depending on how many negative items to dispute.

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report. Each client has unique challenges. We plan a strategy that is detailed personally for you.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

M.D.L CREDITOur Mission
Our mission is to provide exceptional leading credit repair and impeccable customer service at an affordable price to help consumers with credit issues restore/build their credit and create strong credit foundations upon which they can achieve their financial goals and move toward the best possible future.
OUR LOCATIONSWhere to find us?
100 S. Ashley Drive, Suite 600 Tampa FL 33602
GET IN TOUCHM.D.L Credit Social links
M.D.L CREDITOur Mission
Our mission is to provide exceptional leading credit repair and impeccable customer service at an affordable price to help consumers with credit issues restore/build their credit and create strong credit foundations upon which they can achieve their financial goals and move toward the best possible future.
OUR LOCATIONSWhere to find us?
100 S. Ashley Drive, Suite 600 Tampa FL 33602
GET IN TOUCHM.D.L Credit Social links
Follow us for credit tips and customer service.

All Rights Reserved. M.D.L Credit Solutions.

Website proudly built and hosted by JDiazBusiness.

All Rights Reserved. M.D.L Credit Solutions.

Website proudly built and hosted by JDiazBusiness.